Wibond

Wibond operates under the "Buy Now, Pay Later" (BNPL) model, providing a fully adaptable digital payment solution designed to empower the 200 million underbanked consumers in Latin America who lack credit cards to participate in online shopping. By integrating directly into the online merchant's purchase flow, Wibond offers consumers credit precisely when they've decided to buy a specific product. This approach provides financial and digital access to a large segment of the population, offering payment options tailored to their individual capabilities and profiles. Wibond aims to be an inclusive and straightforward solution, allowing consumers to create free accounts for quick access and payment options without the need for traditional banking services, enabling installment payments without a credit card. For merchants with e-commerce platforms, Wibond offers a seamless integration process, enabling them to increase sales by providing a new payment method and expanding their market reach. Wibond is integrated into the purchase flows of over 500 merchants, including major retailers like Samsung, Musimundo, and Motorola, processing up to 65% of payment transactions on these platforms.