Swadesh

Swadesh provides a comprehensive suite of financial and essential services designed to help immigrants seamlessly integrate into the US financial system. We offer a free, FDIC-insured US checking account and a free credit card with no interest, collateral, or fees, enabling newcomers to build credit responsibly. Additionally, we provide a free AT&T SIM card delivered directly to their homes, offering mobile plans at rates significantly lower than retail prices. Our customers can also save thousands of dollars on remittances. By opening a free Swadesh account, new expats gain access to banking, credit building, communication, remittance solutions, and value-added services like insurance and housing, all while enjoying the standard features of modern neobanks. We are initially focused on serving the over 150,000 Indian expats who migrate to the US annually, providing them with the tools they need to thrive.