Jenfi

Jenfi empowers burgeoning digital businesses in Asia through revenue-based financing solutions. Recognizing that a significant portion of these businesses, despite their financial viability, struggle to secure traditional capital for growth, Jenfi offers an alternative. The founders, having experienced the challenges of funding a business firsthand, sought to provide a more accessible option than expensive equity or loans requiring personal guarantees.

Initially launched in Singapore to validate product-market fit, Jenfi plans to expand its reach across the APAC region. The company focuses on financing repeatable business expenditures – investments directly correlated with increased revenue. Their financing product is designed to foster long-term growth, with a substantial portion of advances originating from repeat borrowers.

Jenfi has pioneered a new asset class in Asia by offering flexible repayment options, such as linking repayments to sales performance. This approach has been well-received by business owners. Their automated financial technology platform integrates revenue and alternative data sources, providing a proprietary advantage in understanding borrower behavior. Continuous data collection enables Jenfi to offer enhanced financial and technological solutions while effectively managing risk. Funds are efficiently disbursed through the Jenfi Wallet and MasterCard solution, granting borrowers payment flexibility and providing Jenfi with real-time spend tracking.