Also known as: Grain Technology, Inc. d/b/a Grain
Grain transforms the debit card you already have into a credit cardβ¦
Company is active
Event Year: 2020
Company is active
Event Year: 2020
Grain is a mobile application designed to function as a virtual credit card, leveraging the debit card users already possess. By connecting a user's existing debit card to a line of credit determined by their cash flow, Grain offers a novel approach to credit access. This innovative solution directly addresses the needs of millennials, Gen Z individuals, and immigrants who may be wary of traditional credit cards and the risk of accumulating substantial debt. Recognizing the significant market opportunity, Grain aims to provide a responsible and manageable alternative for over 100 million people seeking to access and effectively manage credit.
Grain is a mobile application designed to function as a virtual credit card, leveraging the debit card users already possess. By connecting a user's existing debit card to a line of credit determined by their cash flow, Grain offers a novel approach to credit access. This innovative solution directly addresses the needs of millennials, Gen Z individuals, and immigrants who may be wary of traditional credit cards and the risk of accumulating substantial debt. Recognizing the significant market opportunity, Grain aims to provide a responsible and manageable alternative for over 100 million people seeking to access and effectively manage credit.
Total Raised: Unknown (Y Combinator backed)
Last Round: Winter 2020
Total Raised: Unknown (Y Combinator backed)
Last Round: Winter 2020
Fintech
Fintech
Fintech -> Credit and Lending
Fintech -> Credit and Lending
Team size: 30
Hiring: No
Team size: 30
Hiring: No