ClickPe

ClickPe addresses a critical disparity in the financial system for small shop owners. Unlike salaried employees who receive regular monthly paychecks, these entrepreneurs earn income daily. However, traditional loan repayment structures require both groups to make monthly payments. This poses a significant challenge for shop owners, who often struggle to accurately calculate daily savings needed to meet monthly installment obligations. Furthermore, lump-sum repayments can create substantial disruptions in their working capital.

ClickPe offers a solution: daily loan repayments aligned with daily earnings. Through an automated debit mandate, a small, predetermined amount is deducted from the shop owner's digital wallet each day. This eliminates the stress of accumulating large sums for monthly payments and reduces the risk of default. By consistently making daily payments, users can maintain healthy credit scores and avoid financial strain.